Michelle Thorne 40 Aberdeen Ave
Suite 201
St. John's, NL A1A 5T3 Phone: (709) 726-8300 Mobile: (709) 727-1845 Fax: (709) 364-1072 Email Michelle

Order Your "Moving On" Booklet

Whatever the reason, there may come a time when parents, along with their adult children, consider selling their home and moving on. This booklet is designed to help guide families through the complex issues and unique situations they may encounter during the process. In addition, it explains the benefits of using an SRES® designee such as myself. 

To order your copy, please contact me at mwheaton@remax.nf.ca.

Financial Assistance for Senior's Renovations

Home Adaptations for Seniors' Independence (HASI)

The Home Adaptations for Seniors’ Independence (HASI) program offers financial assistance for minor home adaptations that will help low-income seniors to perform daily activities in their home independently and safely.

Who Can Apply?

Homeowners and landlords may qualify for assistance if:

  • The occupant is 65 years of age or over and has difficulty with daily living activities due to loss of ability brought on by aging.
  • The total household income is at or below the program income limit for the area.
  • The home is a permanent residence.

Eligible Adaptations:

Adaptations should be minor items related to loss of ability. The adaptations must:

  • Be permanently installed or fixed to the dwelling.
  • Improve access to basic facilities within the home.
  • Increase the physical safety for the resident. Examples of eligible adaptations are handrails in hallways, easy-to-reach work and storage areas in the kitchen, lever handles on doors and grab bars in the bathroom.

Ineligible Adaptations:

Supportive care and portable aids, such as walkers and household appliances, are not eligible. Repairs, alterations or adaptations not related to the resident’s loss of ability are not eligible under this program.

Work carried out before the HASI application has been approved in writing by CMHC is not eligible.

Financial Assistance

Financial assistance is available in the form of a forgivable loan of up to $3,500. The loan does not have to be repaid provided the homeowner agrees to continue to live in the home for six months (the loan forgiveness period). Where assistance is provided for adaptations for a rental unit, the landlord must agree not to increase the rents as a result of the adaptations.

Access the Renovation Programs Pre-Application Tool for more information specific to your geographic area.

Other Assistance Available:

If extensive modifications are required to improve accessibility, such as wider doorways and increased space for wheelchair manoeuvring, you may be eligible for financial assistance through the Residential Rehabilitation Assistance Program for Persons with Disabilities. CMHC also offers financial assistance to create secondary or garden suite for low-income seniors or adults with a disability.

Contact Us:

To find out how to apply for financial assistance, or for more information about these programs, please call CMHC toll free at 1-800-668-2642.




OTTAWA, June 23, 2010 — The vacancy rate in seniors’ residences surveyed in Canada Mortgage and Housing Corporation’s (CMHC) National Seniors’ Housing Survey increased from 9.2 per cent in 2009 to 10.8 per cent in 2010, according to CMHC’s Seniors’ Housing Report, Canada Highlights edition

(Click here to order the report from CMHC- www03.cmhc-schl.gc.ca/catalog/productDetail.cfm)

“Vacancy rates and rent levels in the seniors’ housing market are higher than those in the traditional rental market,” said Bob Dugan, Chief Economist for CMHC. “Seniors’ residences provide a wide variety of amenities and services to their tenants. These services and amenities contribute to rents that are higher than in the traditional rental market. These higher rents, coupled with more frequent turn-over, result in higher vacancy rates.”

The national vacancy rate applies to standard spaces, which are defined as:

  • private units such as a bachelor, one-bedroom or two-bedroom apartments occupied by a single individual or a couple; one unit is considered as one standard space;
  • semi-private units (one unit is considered as two standard spaces);
  • ward units (one unit is considered as three standard spaces or more).

The vacancy rate is calculated for all standard spaces regardless of whether the occupant participates in a meal plan or requires medical services. The vacancy rate covers only spaces that accommodate residents who receive less than 1.5 hours of care per day.

Vacancy rates varied considerably across the country, from a low of 6.2 per cent in Saskatchewan and New Brunswick to a high of 18.1 per cent in Newfoundland and Labrador. The vacancy rates for standard spaces in Ontario (16.4 per cent), Nova Scotia (15 per cent) and Alberta (12.2 per cent) were above the national average of 10.8 per cent, while the rates in British Columbia (10.4 per cent), Quebec (8.4 per cent), Manitoba (7.9 per cent), and Prince Edward Island (7.1 per cent) were below the national average.

The average rent for bachelor/private units, where at least one meal is included in the rent, was $1,857 per month. Quebec posted the lowest average rent at $1,329, while Ontario posted the highest average rent at $2,585.

As Canada's national housing agency, CMHC draws on more than 60 years of experience to help Canadians access a variety of high quality, environmentally sustainable and affordable homes. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making vital decisions.

For further information contact:

Charles Sauriol
CMHC Media Relations